Dorset Thatched Property Insurance

Whether you’re looking to have a quality thatched roof installed or protect it with comprehensive thatch property insurance, your journey begins with the National Society of Master Thatchers (NSMT). While we aren’t thatchers and we don’t offer nor recommend thatch home insurance providers, we can put you in touch with those that do. 

Our excellent ‘Find a Thatcher’ feature makes it super-easy to find thatched roof professionals in your area. And if you’re looking to take out a suitable thatch insurance policy, we provide links to a number of reputable insurance providers. If you would like to find out more about what we do, contact the NSMT today on 01530 222954. 

Reliable Dorset Thatched Property Insurance  

Did you know that regular roof insurance products don’t provide sufficient coverage for thatched roofs? If a fire or storm causes damage to your thatching, you’ll likely find that your insurance company won’t cover the cost of fixing it. Considering the risks to thatched properties, this is hardly an ideal situation. 

The good news is that there are insurance companies out there that specialise in insuring thatch roofs. These companies offer policies that are specifically geared to thatched roofs, providing the necessary coverage level, and ensuring complete peace of mind. 

Here at the NSMT, we’re not an insurance provider, nor do we recommend insurance products. What we do is provide links to various insurance providers, so you have the information to hand to make an informed decision. You can click on any of the websites we’ve listed and compare insurance products to find the right cover for your home. 

You’ll find policies to suit any house, regardless of size, shape, age, condition, or location. And with handy tools to compare home insurance products across these various websites, you’ll have no trouble insuring your home from damage. 

Any property with a thatched roof faces much greater risks because of the materials used to construct the thatched roof. These materials include straw, reeds, and even palm fronds found commonly in rural areas and historic districts. While these materials are eco-friendly, they are far more likely to catch alight than conventional roof materials. 

That’s why most regular insurance products don’t provide sufficient coverage because they are geared towards a house with a tile, slate, or flat roof. For homes with thatched roofs, you need thatch home insurance, as only these insurance products offer the following: 

  • Cover for All Types of Thatching 
  • Cover for All Heating Types, from Gas and Electricity to Solid Fuel Stoves and Open Fires 
  • Cover for Your Home Whether It’s Occupied, Listed, an Air BnB, a Holiday Home, or a Let Property 
  • Cover to Allow for Replacing and Repairing Non-Standard Materials 
  • Can be Expanded to Include Jewellery and Artwork 

There is estimated to be around 60,000 thatched homes and businesses in the UK. Of these, around 50-80 suffer serious fire damage each year, usually resulting in complete property destruction. Around 90% of homes affected by fire will have a wood-burning stove with either a flexible chimney liner or no liner at all. 

Those who do not protect themselves with the right thatch home insurance product risk losing everything should the worst happen. You must also consider that thatched roofs are highly susceptible to storm damage, more so than standard roofs. Violent winds can quickly decimate a thatched roof, and again, if you don’t have insurance, same result. 

Thatch home insurance is a type of non-standard house insurance that can provide the appropriate level of cover for your personal requirements. It provides you with complete peace of mind that should such situations arise, and your roof becomes damaged or worse, you’ll be financially protected. 

Of course, when shopping for thatched property insurance quotes, you want to make sure you’re getting the best deal. The last thing you want is to be paying a premium rate when there are measures you could’ve taken to lower your monthly costs. These measures include: 

  • Installing Smoke Detectors  
  • Maintaining Safe Electrical Wiring  
  • Cleaning Chimneys  
  • Fitting Fire Barriers  
  • Using Fire Protection Sprays  
  • Comparing Quotes  

These are just some of the steps you can follow but by this is by no means an exhaustive list. By following these steps, you present as less of a risk to insurance providers, meaning they’ll be likely to offer you the same level of coverage or better for a lower monthly premium. 

You might have also heard the term ‘liability insurance’. Liability insurance is not something you personally take out to cover your home. Rather, it’s an insurance product that thatchers take out to cover themselves while working on customers’ properties. If anything should go wrong, the policy ensures that neither the company nor the property owner is left out of pocket. 

If you would like to learn more about thatched roof insurance, what you can do to lower your insurance premiums, or liability insurance and how it protects you, contact the NSMT today. 

Other Services We Offer  

In addition to providing links to various thatch roof insurance providers, we also provide other services, too. These services include: 

  • Thatched Roof Installation 
  • Conservation 
  • Apprenticeships 
  • Planning Advice 
  • Electrical Installation Advice 
  • And More 

As with insurance products, we don’t offer thatch roof installations ourselves. What we do is offer a comprehensive ‘Find a Thatcher’ feature. Using this feature, you can find thatchers in your local area simply by entering your post code.  

So, whether you’re looking to have a new thatched roof installed on your cottage or you want to enquire about thatched roof insurance, we’re the place to start your journey.  

Latest News  

If you would like to learn more about what’s happening in the thatching industry, we recommend navigating to the news section of our website. Here, you’ll find the latest news covering topics that matter most to our member thatchers and those with thatched roofs. 


Our member thatchers are responsible for some truly quality thatch roof installations. But you don’t have to take our word for it, though. Click on our gallery to see these installations for yourself. And check out the rest of our website to learn how thatch roof insurance can help protect you if damage should occur. 

Contact Us Today  

So, if your Dorset property has a thatched roof and you’d like to safeguard yourself in the event anything should happen, enquire about thatch home insurance today. Here at the National Society of Master Thatchers, we serve as the largest recognised body of master thatchers in the UK. We are a definitive source of information, including about thatched home insurance. 

The NSMT team is always ready and willing to chat if there’s anything you’d like to discuss with us. Perhaps you’d like to learn more about our conservation efforts, find a thatcher near you, or learn more about thatched roof insurance. Whatever the reason, contacting us is as easy as calling 01530 222954, completing our online contact form, or emailing  

Roof Thatchers - National Society of Master Thatchers